# Health Savings Account

An HSA helps employees save in advance for future medical expenses. Both you and your employees can contribute to the account tax-free, and balances over $100 earn competitive, tiered interest. Employees can pay for qualified medical expenses at anytime — without paying a penalty for withdrawal.
Who We Are

## Employment Benefits

- Provide great benefit to employees
- Helps retain and attract good employees
- Contributions are tax-deductible
- Reduced insurance premiums
- Little administrative burden

## Line of Credit Sweeps

- Interest-bearing account
- Use funds on any qualified medical expense
- Contributions are tax-deductible
- Earnings are tax-deferred
- Reduce the High Deductible Health Plan (HDHP) costs
- Unused funds go toward retirement
- Free debit card