# Individual Retirement Account

An IRA can prepare you for a secure retirement, offering greater returns than standard savings and a variety of tax advantages and terms to fit your needs. So whether you plan to travel, start a new hobby, or just hang out with the grandkids, we can help you achieve financial security.
Who We Are

## Line of Credit Sweeps

- DETAILS
  Save for retirement with tax advantages*
  Earn competitive interest higher than regular savings
  Available in Traditional and Roth
  Annual contribution limits apply
  $1,000 annual “catch up” contributions allowed for ages 50 and better
  No annual fees or set up fees
  Federally insured
  $2,500 minimum deposit to open
- TRADITONAL VS ROTH.
  There are advantages to both Traditional and Roth IRAs. One of the biggest differences is the time at which you see the most advantage. A Traditional IRA provides potential tax relief today, while a Roth IRA has the potential for the most tax benefit at time of retirement.
- Coverdell ESA
  Create an easier transition into college for yourself and your student by setting up a savings account early. A Coverdell Education Savings Account (ESA) provides a tax-free safe place to grow competitive dividends and also financial confidence for a new stage in life.